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The Club PUBlication  03/30/2026

3/30/2026

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THE SAVE ACT - WHAT IS IT?
and 
Is it necessary?

The SAVE Act (formally the Safeguard American Voter Eligibility Act) is high-profile federal legislation currently being debated in the U.S. Senate as of March 2026.
While its primary stated goal is to ensure only U.S. citizens vote in federal elections, it has become a central point of political friction due to the specific documentation it would require from all voters.

Core Provisions
The act proposes several significant changes to how Americans register and vote:

Documentary Proof of Citizenship (DPOC): It would require all individuals to provide physical proof of citizenship (such as a U.S. passport, birth certificate, or naturalization papers) when registering to vote or updating their registration.

National Photo ID Requirement: It mandates a strict photo ID requirement for voting in federal elections. Notably, it specifies that the ID must denote U.S. citizenship, which most current state driver's licenses (including REAL IDs) do not explicitly state.

Voter Roll Purges: The act would require states to frequently cross-reference their voter rolls with federal databases (like DHS records) to identify and remove non-citizens.

Impact on Registration: If passed, it would effectively end online and mail-in voter registration in most states, as it requires DPOC to be presented in person.

The Debate: The bill is currently a "top priority" for Republican leadership, but faces stiff opposition from Democrats and voting rights groups. PerspectiveArgumentsProponents Argue it is a "common sense" measure to secure elections, prevent non-citizen voting, and restore public trust in the democratic process.

Opponents point out that non-citizen voting is already illegal and extremely rare. They argue the act would disenfranchise millions of eligible citizens—particularly married women who have changed their names, students, and low-income individuals—who may not have easy access to a birth certificate or passport.
​

Current Status: The House passed the "SAVE America Act" (an updated version) in February 2026. It is currently under intense debate in the Senate, where its passage remains uncertain due to concerns over implementation costs and potential voter hurdles.

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Well, I, as well as all Americans, wish to have safe and fair elections.  But the SAVE Act will interfere with casting votes more than most of us can understand.  For example, if you are a married woman and your last name does not appear on your birth certificate, you are not verified to vote.  You need a passport.
HEY!  IS THIS CORRECT?  LET'S FACT CHECK!

The SAVE Act: Impact on Married Women & Voting. The Documentation Challenge

The proposed SAVE Act (Safeguard American Voter Eligibility Act) requires all voters to provide Documentary Proof of Citizenship (DPOC) to register to vote in federal elections.

While this sounds straightforward, it creates a significant "verification gap" for millions of American women.

Why the Birth Certificate Isn't Enough. If you are a married woman whose current legal last name differs from the name on your birth certificate, a birth certificate alone will not verify your identity to vote.

Under the SAVE Act, your documents must provide a direct link between your identity and your citizenship.


This means:  
If you have a passport,
 you are verified, as it
 reflects both your current legal name and your citizenship status.

If you do NOT have a Passport: You must provide a "Document Trail." This typically requires your original (or certified copy) Birth Certificate PLUS every Marriage License or Divorce Decree necessary to track your name changes from birth to today.

The "Verification Interference" by the Numbers
90% of Married Women: Approximately 90% of women in the U.S. change their names upon marriage.

The Passport Gap: Over 50% of Americans do not currently hold a valid U.S. passport, leaving the "document trail" as the only option for millions of women.

The Burden of Proof: Locating, requesting, and paying for certified copies of decades-old marriage licenses can be a time-consuming and costly hurdle that many voters may not be able to clear before an election deadline.
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Summary Table: Documentation Requirements Document in
Hand
Verified to Vote? 

Valid U.S. Passport                                        YES
Birth Certificate (Name Match)              YES
Birth Certificate (Name Mismatch)       NO
            (Requires Marriage License)

Standard Driver’s License                          NO
           (Does not prove citizenship)

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The Club PUBlication  03/23/2026

3/23/2026

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Minnesota joins suit vs. EPA over repeal of climate finding​
Federal move eliminated basis for emissions standards.
By MATTHEW DALY The Associated Press​

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The Endangerment finding of 2005 determined that greenhouse gases that are heating up the planet threaten public health. EPA leader Lee Zelden, above, says wiping out that finding will save money.

WASHINGTON - Two dozen states, including Minnesota, along with more than a dozen cities and counties, sued the Environmental Protection Agency on Thursday, challenging the Trump administration's repeal of a scientific finding that had been the central basis for U.S. action to regulate greenhouse gas emissions and fight climate change.

A rule finalized by the EPA last month revoked the 2009 endangerment finding that determined carbon dioxide and other greenhouse gases threaten public health and welfare. The Obama-era finding had been the legal underpinning of nearly all climate regulations under the Clean Air Act for motor vehicles, power plants and other pollution sources that are heating the planet.

The repeal eliminates all greenhouse gas emissions standards for cars and trucks and could unleash a broader undoing of climate regulations on stationary sources such as power plants and oil and gas facilities.

The lawsuit, filed in the U.S. Court of Appeals for the District of Columbia Circuit, is the second major challenge to the endangerment repeal, following a suit filed last month by public health and environmental groups.

The new lawsuit asserts that EPA's rescission of the endangerment finding abandons a core responsibility to the American people.

"Instead of helping Americans face our new reality, the Trump administration has chosen denial, repealing critical protections that are foundational to the federal government's response to climate change," said New York Attorney General Letitia James, who led the suit along with attorneys general of Massachusetts, California, and Connecticut.
In all, 24 states, 10 cities, and five counties joined the lawsuit.

All are led by Democrats.

"Climate change is real, and it's already affecting our residents and our economy," said Massachusetts Attorney General Joy Campbell. "When the federal government abandons the law and the science, everyday people suffer the consequences."

Massachusetts "has long led the way in protecting our communities from the dangers of greenhouse gas emissions, and we are proud to stand up once again to lead this fight for our future," she said.

The U.S. Supreme Court, in a landmark 2007 case, ruled that carbon dioxide and other greenhouse gases are "air pollutants" under the Clean Air Act. Since the high court's decision in Massachusetts v. EPA, courts have uniformly rejected legal challenges to the endangerment finding, including a 2023 decision by the D.C. Circuit.

EPA spokeswoman Brigit Hirsch said the latest lawsuit was "not about the law or the merits of any argument."

Instead, the plaintiffs "are clearly motivated by politics," she said.
The EPA "carefully considered and re-evaluated the legal foundation" of the 2009 finding in light of recent court decisions, including a 2022 Supreme Court ruling that limited how the clean air law can be used to reduce carbon dioxide emissions from power plants, Hirsch said.

In addition to Minnesota, New York, Massachusetts, California and Connecticut, the case was joined by attorneys general of Arizona, Colorado, Delaware, Hawaii, Illinois, Maine, Maryland, Michigan, New Jersey, New Mexico, Nevada, North Carolina, Oregon, Rhode Island, Vermont, Virginia, Washington and Wisconsin, as well as the District of Columbia and U.S. Virgin Islands.

The Pennsylvania Department of Environmental Protection also joined the case, along with the cities of Albuquerque, Boston, Chicago, Cleveland, Columbus, Denver, Los Angeles, New York and San Francisco, and five counties in California, Colorado, Texas and Washington state.
​
The dispute is likely to end up back before the Supreme Court, which is now far more conservative than it was in 2007.

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The Club Publication  03/16/2026

3/16/2026

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Trump, advisers miscalculate 
IRAN:
 The risks to energy markets are a short-term concern.
By MARK MAZZETTI, TYLER PAGER and EDWARD WONG The New York Times

WASHINGTON — On Feb. 18, as President Donald Trump weighed whether to launch military attacks on Iran, Chris Wright, the energy secretary, told an interviewer he was not concerned that the looming war might disrupt oil supplies in the Middle East and wreak havoc in energy markets.

Even during the Israeli and U.S. strikes against Iran last June, Wright said, there had been little disruption in the markets.  "Oil prices blipped up and then went back down," he said.

Some of Trump's other advisers shared similar views in private, dismissing warnings that — the second time around — Iran might wage economic warfare by closing shipping lanes carrying roughly 20% of the world's oil supply.

The extent of that miscalculation was laid bare in recent days, as Iran threatened to fire at commercial oil tankers transiting the Strait of Hormuz, the strategic choke point through which all ships must pass on their way out of the Persian Gulf.

In response to the Iranian threats, commercial shipping has come to a standstill in the Gulf, oil prices have spiked, and the Trump administration has scrambled to find ways to tamp down an economic crisis that has triggered higher gasoline prices for Americans.

The episode is emblematic of how much Trump and his advisers misjudged how Iran would respond to a conflict that the government in Tehran, Iran's capital, sees as an existential threat.

Iran has responded far more aggressively than it did during last June's 12-day war, firing barrages of missiles and drones at U.S. military bases, cities in Arab nations across the Middle East, and on Israeli population centers.

U.S. officials have had to adjust plans on the fly, from hastily ordering the evacuation of embassies to developing policy proposals to reduce gas prices.

After Trump administration officials gave a closed-door briefing to lawmakers on Tuesday, Sen. Christopher S. Murphy, D-Conn., said on social media that the administration had "NO PLAN" for the Strait of Hormuz and did "not know how to get it safely back open."

Inside the administration, some officials are growing pessimistic about the lack of a clear strategy to finish the war.

But they have been careful not to express that directly to the president, who has repeatedly declared that the military operation is a complete success.

Trump has laid out maximalist goals such as insisting that Iran name a leader who will submit to him, while Secretary of State Marco Rubio and Defense Secretary Pete Hegseth have described narrower and more tactical objectives that could provide an off-ramp in the near term.

Karoline Leavitt, the White House press secretary, said the administration "had a strong game plan" before the war broke out, and vowed that oil prices would drop after it ended.

"The purposeful disruption in the oil market by the Iranian regime is short-term and necessary for the long-term gain of wiping out these terrorists and the threat they pose to America and the world," she said in a statement.

This article is based on interviews with a dozen U.S. officials, who asked to remain anonymous to discuss private conversations.

Hegseth acknowledged Tuesday that Iran's ferocious response against its neighbors caught the Pentagon somewhat off guard. But he insisted that Iran's actions were backfiring.

"I can't say that we anticipated necessarily that's exactly how they would react, but we knew it was a possibility," Hegseth said at a Pentagon news conference.

"I think it was a demonstration of the desperation of the regime."

Trump has displayed growing frustration over how the war is disrupting the oil supply, telling Fox News that oil tanker crews should "show some guts" and sail through the Strait of Hormuz.

Some military advisers did warn before the war that Iran could launch an aggressive campaign in response and would view the U.S.-Israeli attack as a threat to its existence.

But other advisers remained confident that killing Iran's senior leadership would lead to more pragmatic leaders taking over who might bring an end to the war.

When Trump was briefed about risks that oil prices could rise in the event of war, he acknowledged the possibility but downplayed it as a short-term concern that should not overshadow the mission to decapitate the Iranian regime.

He directed Wright and Treasury Secretary Scott Bessent to develop options for a potential price spike.

But the president did not speak publicly about these options — including political risk insurance backed by the U.S. government, and the potential of U.S. Navy escorts — until more than 48 hours after the conflict started. The escorts have not yet taken place.

Wright, the energy secretary, caused a market commotion Tuesday when he posted on social media that the Navy had successfully escorted an oil tanker through the Strait of Hormuz.

His post drove up stocks and reassured oil markets. Then, when he deleted the post after administration officials said no escorts had taken place, markets were once again thrust into turmoil.

Efforts to resume shipments have been complicated by intelligence that Iran was preparing to lay mines in the strait, one U.S. official said.
The Iranian operation was only in its earliest stages, but the preparatory efforts spooked the Trump administration. The U.S. military said Tuesday evening that its forces had attacked 16 Iranian mine-laying vessels near the strait.

As the conflict has roiled global markets, Republicans in Washington have grown concerned that rising oil prices could undermine their efforts to sell an economic agenda to voters ahead of the midterm elections.

Trump, both publicly and privately, has been arguing that Venezuelan oil could help solve any shocks coming from the Iran war.

The administration announced Tuesday a new refinery in Texas that officials said could help increase oil supply, ensuring that Iran does not cause any long-term damage to oil markets.

The confidence that White House officials had that the shipping lanes could stay open is surprising, given that Trump authorized a military campaign last year against the Houthis, a Yemeni group backed by Iran, that had used missile and drone attacks to bring maritime commerce in the Red Sea to a halt.

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The Club PUBlication  03/09/2026

3/9/2026

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Tariff refund process in works

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​Importers in April can make claims on $166B paid in illegal levies.
By MAE ANDERSON The Associated Press

NEW YORK - Government officials are getting closer to ironing out a refund process for the hundreds of thousands of companies that paid tariffs now deemed illegal.

In a filing with the Court of International Trade on Friday, Brandon Lord, executive director of U.S. Customs and Border Protection's trade policy and programs directorate, said the CBP is working on a new system that will simplify the process. He said it should be ready in 45 days and require "minimal submission from importers."

The filing comes after a judge on Wednesday ordered the government to start paying back all importers the illegal tariffs they paid — with interest.

Judge Richard Eaton of the U.S. Court of International Trade wrote that "all importers of record" were "entitled to benefit" from the Supreme Court ruling that struck down sweeping double-digit import taxes President Donald Trump imposed last year under the 1977 International Emergency Economic Powers Act (IEEPA).

Eaton would have to approve the process before it proceeds.

In the filing, Lord said as of March 4, over 330,000 importers have made a total of over 53 million entries with CBP and paid about $166 billion in tariffs that now have to be refunded.

Lord estimated that under the current system, refunds would take more than 4.4 million man-hours to complete, and it isn't feasible to divert all employees to the refund process full time, because "CBP's other functions and responsibilities would be severely disrupted and the agency would not be able to continue to adequately perform its mission, including its revenue protection mandate and its vital national security functions."

But he said the agency is confident they can develop and implement a new process that will streamline and consolidate refunds and interest payments.
​
The system should be ready in 45 days, he said.

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