Harv's Corner 07/15/2024

Harv's Corner

This is the second of 4 weekly releases. 
Hi, In Harv's corner, we're heading back to school.
​In this second of four releases, I will discuss the importance protecting yourself from identity theft. If you need help implementing or understanding the instructions, please call me at 651-336-1626. I'll be happy to help in any way I can.
​Stay alert

Identity theft is a serious crime that can have a devastating impact on your finances, credit, and reputation. 

Here are 5 essential steps you can take to protect yourself: 
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1 - Safeguard Your Social Security Number (SSN): Your SSN is a prime target for identity thieves: 

Never carry your SSN card with you, and only share it when absolutely necessary. Be wary of unsolicited requests for your SSN, especially online or over the phone.
 Opens in a new window                www.mmhpc.com

Social Security Card

2 - Create Strong Passwords and Use a Password Manager: 

Use strong, unique passwords for all your online accounts. A password manager can help you create and store complex passwords securely. 

Avoid using easily guessable information like your birthdate or pet's name.
Opens in a new window            www.wired.com

Password Manager

3- Monitor Your Financial Accounts and Credit Reports: 

​Regularly review your bank and credit card statements for any unauthorized transactions. 

​Check your credit reports from all three major credit bureaus (Equifax, Experian, and TransUnion) at least once a year for any suspicious activity. 
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 Opens in a new window                  cnet.com

Credit Report

4 - Be Cautious About Sharing Personal Information Online: 

​Avoid sharing sensitive information like your full name, address, or birthdate on social media or other public platforms. 

​Be wary of phishing scams, where criminals try to trick you into revealing personal information through emails, texts, or phone calls.

 Opens in a new window                 ftc.gov

fishing scam

5 - Secure Your Devices and Use Antivirus Software: 

Keep your computer, smartphone, and other devices up to date with the latest security software and updates. 

Use strong passwords or biometric authentication to lock your devices. 

Install and regularly update antivirus and anti-malware software to protect against viruses and other threats.
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​Antivirus Software
Opens in a new window                    www.kaspersky.com

By following these steps, you can significantly reduce your risk of becoming a victim of identity theft. Remember, staying vigilant and proactive is key to protecting your personal information and financial security.


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